Privacy Policy

This Privacy Policy describes how Credit Fashion (operated by Keezhedath Jithin, referred to as "we", "us", or "our") collects, uses, and discloses your personal information when you visit, use our services, or make a purchase from our website or otherwise communicate with us.

For the purposes of applicable data protection laws, the data controller is Keezhedath Jithin.

1. What Personal Information We Collect

When you visit the Site, use our services, or place an order, we collect various types of information from and about you:

• Basic Contact Details: Name, billing address, shipping address, email address, and phone number.
• Order Information: Details about products you purchase, view, or add to your cart.
• Payment Information: Credit/debit card numbers, UPI IDs, or other financial details necessary to process payments (processed securely through our payment gateways).
• Device & Usage Information: IP address, browser type, device information, time zone, cookies installed on your device, and how you interact with the Site.

2. How We Collect Your Information

We collect information in the following ways:

• Directly from you: When you create an account, place an order, subscribe to our newsletter, or contact our customer support.
• Automatically through technologies: When you navigate the Site, cookies, web beacons, and log files automatically collect technical data regarding your device and browsing actions.
• From third parties: Service providers such as Shopify (our e-commerce platform), payment processors, and shipping partners who assist in fulfilling your orders.

3. How We Use Your Information

We use your personal information for the following business purposes:

• Order Fulfillment: Processing payments, arranging shipping, providing order confirmations, and managing returns or exchanges.
• Customer Support: Communicating with you regarding your orders, inquiries, or support requests.
• Security & Fraud Prevention: Screening orders for potential risk, fraud, or unauthorized transactions.
• Marketing & Personalization: Sending you promotional emails, updates, or targeted advertisements about our products (you can opt out at any time).
• Site Improvement: Analyzing site traffic and user behavior to optimize our store performance and user experience.

4. How We Share Your Information

We may share your personal information with trusted third-party service providers to support our business operations:

• Shopify: To power our online store platform. You can read more about how Shopify uses your personal information on their official website.
• Payment Processors & Couriers: To securely process transactions and deliver your purchased items.
• Legal Obligations: When required to comply with applicable laws, regulations, legal processes, or governmental requests.

5. Cookies

We use cookies and similar tracking technologies to enhance your browsing experience, remember your cart items, analyze site traffic, and personalize content. You can manage or disable cookies through your browser settings; however, doing so may impact certain functionalities of the Site.

6. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access & Correction: The right to access, update, or correct inaccuracies in your personal data.
• Deletion: The right to request the deletion of your personal data, subject to legal retention obligations.
• Opt-Out: The right to unsubscribe from marketing communications at any time by clicking the "Unsubscribe" link in our emails.

7. Data Security

We implement appropriate administrative, technical, and physical security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, operational needs, or legal requirements. Any updates will be posted directly on this page with a revised effective date.